How to apply for federal student loans – Universal Best Solutions

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What are federal student loans?

Federal student loans are the most common type of student loan. Nearly 93% of outstanding student loans are federal loans, with private student loans making up just 7% of the market.

The U.S. Department of Education is the lender behind federal loans, and it’s the largest provider of education loans in the country. Currently, federal loans are issued under the William D. Ford Federal Direct Loan Program (Direct Loans).

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